Which Is The Best Travel Medical Insurance For Parents - Visiting USA From India? |
Posted: May 26, 2017 |
It is said that travelling is something that even excites people who are above the age of 60 years. There are lots of senior citizens who are travelling overseas and within the country after retirement. Older People also love to spend quality time with their children and going for a family trip together. This is true that senior citizens do not have the physical, mental and financial ability to face travel related unfortunate events. Travel insurance provides a complete solution to such problems that might arise when you are travelling or staying outside the country. Senior citizens are not able to adapt to the weather in foreign countries and have greater risk of health problems while travelling or staying in foreign land. The medical care costs abroad are unbearable and it is always advised to be covered under a travel insurance policy before starting your journey to avoid financial and mental distress. Senior citizen travel insurance plan is exclusively designed according to their estimated requirements, which depends up one the destination of the trip. It includes medical coverage for older people that cover against unexpected losses arising out of unfortunate events like medical emergency, loss of baggage and trip cancellation charges. Features and Benefits of Senior Citizen Travel Insurance Policy: A travel insurance plan covers you against loss occurred due to cancellation of trip, delayed trip, burglary or theft at your home while you are not at home. Quick and Hassel free Claims Settlement Procedure
Senior Citizen Travel Insurance Plan exclusions: There are certain exclusions under every senior citizen travel insurance policy. Some of the common exclusions under every senior citizen insurance plan are as follows – In case you incurred for medical expenses after the insurance policy is expired, the insurance company will not provide coverage against such expenses. Self Inflicted Health Problems In case you inflicts yourself with injury, suicide, attempts, suffers from any mental disorder like anxiety, stress, depression, etc., is a victim of alcoholism or drug abuse, the insurance plan will not cover you against any such unfortunate event. You may like to read : Top Travel Mishaps and How To Survive Them Experimental and unproven treatment Travel insurance plan does not cover any form of treatment other than allopathy. Any per-existing diseases are not covered under senior citizen travel insurance plan In case you lost your passport or important documents due to confiscation or detention by authorities like police or custom. Senior Citizen Travel Insurance claim process: You can file a claim for your senior citizen travel insurance plan by following few easy and quick steps. Make sure you inform your insurance company that you need to file a claim. The best way to take help regarding the claim procedure is to contact the company’s customer care representative. You can also seek help from an insurance agent or broker for the same. You can also file your claim online this will save your time and money.
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