What are the Advantages of UTI Mutual Fund for the Long Term? |
Posted: July 7, 2017 |
Nowadays, there are numerous investment options available in the market; mutual fund is one best among them. With the burgeoning popularity of mutual fund, it offers a wide range f investment instrument to its customers. As there are various investment companies that offer mutual fund plans, UTI is best among them. UTI was established in 1963. Earlier the main objective of UTI mutual fund was to invest in the capital market by the citizens if our country. The mutual fund offered by UTI provides the maximum capital appreciation for long term along with low risk on investment. With the help of market experts, UTI offers its investors a well-diversified portfolio of investment ad helps them to sustain an efficient asset allocation plan. As a pioneer of mutual fund industry in India, UTI offers an easy and hassle free process to access the mutual fund account. To help our customer know more about UTI Mutual Fund, here we have briefly described the features and benefits offered by UTI mutual Fund in long term. UTI offers 4 types of mutual fund. These are as follow:- 1. Equity Fund- In equity fund, the money id majorly invested in stocks which are also known as equity mutual funds. Equity fund offers 8 different fund options to the investors, which they can choose according to their own suitability and requirements. These fund options are:- • Theme based funds/specified. • Diversified fund • Tax planning fund • Sector fund • Pure index fund • Arbitrage fund • Exchange index fund • ELSS 2. Debt Fund- In debt fund the money is invested in that income instrument which is fixed like securitized products, long or short term bond, etc. Debt funds offered by UTI mutual fund provide long-term capital appreciation along with low risk. There are three types of debt fund offered by UTI mutual fund. • Close ended funds • Segment focused funds • Liquid funds 3. Balanced Fund- Balanced funds are known as the hybrid fund which includes bond and stock component in a single investment portfolio. There are three different fund options available under UTI balanced fund. • Segment focused fund • Pure balanced fund • Monthly income schemes. 4. Specialty Fund- In this fund option, the money is majorly invested in securities of a particular geographical region or a particular industry. Specialty mutual fund offers gold exchange traded fund scheme. Why should you invest in UTI Mutual Fund? UTI mutual fund offers numerous benefits to its investors, Investing in UTI Mutual Fund can be very beneficial as it offers many advantages like:- 1. The investors can avail tax exemptions by investing in UTI mutual fund. UTI mutual fund offers a wide range of tax planning funds which includes equity tax savings plans, UTI long term advantage series-I, UTI long term series II, UTI master equity plan unit scheme, etc. the major objective of these tax saving scheme is to provide long-term capital appreciation along with benefits to save on taxes. 2. For both long and short tenure UTI, mutual Fund provides a stable and consistent return on investment. 3. The pension scheme offered by UTI like Retirement Benefit Pension Fund Investment provides continues flow of income as periodical income so that the investors can maintain a good lifestyle even after retirement. 4. UTI mutual fund offers an easy access to check the status and account 24X7. With wide range of fund options available under UTI. One can choose the most suitable plan according to one’s own requirements and gain a long term profit.
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