Bajaj Allianz Car Insurance
Bajaj Finserv India Limited and Allianz SE together is the most popular car insurance companies that offer varied features and benefits. Their policy plans cover the insurer and third-party liability.
The insurance plan is taken against damage to the car’s constructional damages, legal liability to the third-party, personal injuries to the owner when involved in an accident, or theft of the vehicle.
Minimum Age
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Transferable No-Claim
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Accidental Cover (Personal)
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Validity of Policy
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Third-Party Liability
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Claim Ratio
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18 years
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Up to 50% of the policy amount transferable
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Available
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1 Year
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Up to Rs. 7.5 lakhs
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72%
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Bajaj Car Insurance Reviews - Why Buy?
According to the 1988 Motor Vehicle Act (MVA), every owned vehicle must be insured to protect the owner from all liability; structural damage to the car, injuries, or other losses incurred to the property of the third-party. The insurance company will pay for all of your financial losses towards personal and third-party damages. Bajaj car insurance premium calculator is available on the website.
Features and Benefits
Three variants of Bajaj Allianz four-wheeler insurance policy available are:
- Best-Value Insurance – car insurance premium comparison available online
- Standard Policy
- Flexible Plan
General Features
- Private cars and vehicles that are commercially driven are eligible
- Towing of vehicles and assistance is available 24X7 in the event of an accident or a breakdown
- Locks and keys replacement for both existing customers and new ones
- Benefits like accident shield, consumables, and conveyance are available for at higher premium amounts
Bajaj Allianz Car Insurance Customer Reviews
- Bajaj Allianz car insurance claims settle fast
- Bajaj Allianz car insurance covers both third-party liability and personal liability in the same plan
- Plenty of additional coverage options that require higher premium, but some are free of charge as well
- Cashless settlement claim is available at 1500 connected workshops, or the insurance company will give account payment of 75% if cashless is not available.
- Renew car insurance online with 24X7 customer care
- Up to 50% of insured amount is eligible for no-claim bonus
Inclusions
- Accidental insurance: minimum Rs.2 lakhs for a low premium of Rs. 100 for either the owner or the person legally driving the car at the time of the accident. The vehicle should have been in movement. The claim can also be made if the injuries are sustained when one was boarding on or off the car.
- Damages from natural causes: Fire, earthquakes, lightning, floods, hurricanes, self-ignition, explosions, and other disasters.
- Other causes: Theft (total loss of the vehicle), collateral damage to the body during riots, during transit, and terrorist activities.
- Liability legally must cover third-party permanent disability, human death, and property damages due to the accident. Bajaj Allianz Car Insurance offers up to Rs.7.5 lakhs.
- Electrical and non-electrical accessories like the entertainment system, air-conditioning, spoilers, seat cover, alloy wheels, fog lights, brake lights are eligible for 4% of their value
- Bi-fuel engine system, CNG kit are insured at a higher premium
Exclusions
- Wear and tear of the four-wheeler from regular use and ageing
- Value depreciation
- Total breakdown of either electrical complaints or mechanical issues
- Damages incurred to the car when used beyond its specified limitations
- Damages to the vehicle in an accident where the driver was found without a driving license
- Accidents and damages caused to the vehicle or surrounding property by the driver under an influence
- Mutiny, war, or a nuclear risk related damages
- Loss of accessories only, by theft or burglary
- 50% Of the cost will be paid against damage to tubing and tires if and when the total vehicle suffered damages
Required Documentation
- Claim form duly signed
- Copy of registration certificate of the car
- Driving license of owner - copy
- Insurance policy document - copy
- Local police station issued FIR - copy
- Original quote from the connected workshop
- Invoice of repairs from the garage
- Payment receipt - original
- Set of keys if the vehicle has been stolen
- Local police station issued non-traceable certificate (after a 90-day waiting period from date of complaint) - copy
How To Apply
Request a callback by completing the online registration form on the company website
Purchase the insurance online through the website
The contacts and addresses of all the branch offices and agents of Bajaj Allianz Car Insurance Company are available on the website
Claim Process
Bajaj Allianz Four-Wheeler Insurance Is A Three-Step Process:
Immediate transfer of the vehicle to the nearest workshop for initial assessment
Registration of the claim should contain the exact time, date, place and a detailed description of the accident, the car’s engine details, chassis number, and last recorded kilometre reading. Address of the garage where the initial inspection of the vehicle was conducted.
Bajaj Allianz car insurance claim status can be checked online with the specific generated claim number post surveying.
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